Application Form

Headland Farm Enterprises Pty Ltd ATF HF Trading Trust trading as The Commercial Loan Network, ABN: 28 878 522 657 ('we’, ‘us’, ‘our’) collects information about you for the purposes you agree to in this Privacy Disclosure Statement and Consent. When you sign below, you agree we can, consistent with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.

We are collecting credit and personal information (information) about you, as applicable: To source for you, or a company of which you are a director:

• Consumer credit for personal, household, domestic or residential investment purposes;


• Commercial credit for business purposes; or


• Other services stated in this Privacy Disclosure Statement and Consent (Consent); or to support a guarantor application you will provide.

As your broker, we require the information we collect from you to assess your credit, or guarantor, application or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances and to manage the application process, where required. If you do not provide the information sought we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.

When we collect information from you in the credit application process, we use that information in a number of ways to assess your credit application and to source a suitable credit provider or lessor and/or insurance provider. We may:

• Disclose your identification information to a CRB if you wish us to obtain a report on your behalf;


• Use any information the CRB provides in that report to assist us to preliminarily assess your consumer credit or guarantor application;


• Disclose your personal information to an insurer or insurers to source any insurances you wish to obtain;


• Disclose your credit information to a credit provider or credit providers to apply for finance on your behalf.

As part of providing our services to you, we may undertake tasks for a credit provider which are reasonably necessary to manage the application process. When doing so, we are acting as an agent for the credit provider, with the same privacy law requirements applying to both of us.

You have the right to ask:

• Us to provide you with all the information we hold about you


• Us to correct the information we hold if it is incorrect


• Us for copies of our privacy policy and this document, in a form that suits you (e.g. hardcopy or email)


• The CRB not to use your information for direct marketing assessment purposes, including pre-screening


• The CRB to provide you with a copy of the information it holds about you

You can gain access to the information we hold about you by contacting our Privacy Officer at the address above or by telephone on 0488 612 505 or email at clint@commercialloannetwork.com.au. In some cases, an administration fee may be charged to cover the cost of providing the information.

By signing below, you agree we may:

• Use your personal and credit information:
  
  
  
  • To assess your consumer or commercial credit and/or guarantee application and/or to assess a credit application by a company of which you are a director
  
  
  • To source any finances you require
  
  
  • To source any insurances you require or as the law authorises or requires
  
  
  
  


• Disclose to, and obtain from, any prospective credit provider or insurer, information about you that is reasonably necessary to obtain the finance and insurances you require;


• Obtain from, and disclose to, any third party, information about you, the applicant(s) or guarantor(s) that is reasonably necessary to assist you obtain the finance and insurances required;


• Provide your information, including your credit report(s), to one or more of the credit providers specified in the Schedule of Credit Providers below so they can assess your application, or the application of a company of which you are a director, or your suitability as a guarantor

By signing below, you also authorise us to make a request on your behalf to obtain credit reporting information about your consumer and commercial creditworthiness from a CRB. That information will assist us in providing our services to you. This authorisation ceases when we undertake a task on behalf of a credit provider.